Credit Card

Best Student Credit Cards Canada 2018

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The Best Student Credit Cards in Canada is important because everything we do nowadays requires Credit history from renting to Car -loans mortgage and if your plus 23 the federal and provincials Student loans will run credit check on you,

A simple no-fee card that offers a good combination of low annual fees and generous rewards is great for students looking to build a credit history. The key is for students to pay off the balance every month so buying a first car or home in the future will be effortless.

When you applying for best credit card you want to make sure you are always rewarded for every purchase you make on your credit card there is 2 rewards options, Rewards Point, Cash-back,

Best Student Credit Cards are the best tool you can use to establish your credit history, which, in turn, will help prepare you for a number of responsibilities you’ll have later in life, such as renting an apartment, financing a vehicle and eventually buying a home.

The bonus: Student credit cards typically come with no or low annual fees, as well as low credit limits, making it accessible for you to make purchases, establish your credit history and build good money managing habits.

Credit cards are essential for many online transactions and reservations hotel, car rental and offer richer rewards than debit cards

Here are The Best Student Credit Cards Canada 2018


Rewards Credit Cards

  • Earn 1 RBC Rewards point for every $1 spent on gas, grocery, and drug store purchases1
  • Earn 1 RBC Rewards point for every $2 spent on all other purchases1
  • No annual fee
  • Balance Protector Insurance
  • RBC Road Assist
  • Identity Protection
  • Optional Travel Insurance

  • Scotiabank Scene Visa Card
  • 1 Scene pt per $1
  • No fees
  • 5,000 SCENE points = 5 free movies

  • No Annual Fee
  • Earn 2 TD Rewards Points for every $1
  • Travel Benefits
  • Security
  • Everyday Services
  • TD Rewards Program Benefits

  • fee:$0
  • 90-day protection with Purchase
  • Earn up to 2,500 bonus Aventura Points

  • 300 Miles annually
  • 95 Cash Miles = $10
  • Zero Liability
  • CreditDefence
  • Identity Theft Assistance
  • BMO Credit Card Balance Protection


CashBack Credit Cards

  • BMO SPC CashBack Mastercard
  • 1% cashback Per Purchase
  • Fee:$0
  • $60 welcome bonus,
  • plus free SPC membership

  • $0 annual fee
  • 1% Moneyback reward
  • Build a good credit rating


  • $0 annual fee
  • Earn 1% in Cash Back Dollars
  • Automotive Benefits
  • Security
  • Everyday Services

  • $0 Annual Fee
  • 2% cash back on grocery store purchases
  • No limit on the total cash back you can earn
  • Double the manufacturer’s original warranty


  • No annual fee
  • Unlimited cash back and 2% back on groceries*
  • Purchase security and extended warranty protection
  • 2% cash back credits† on grocery store purchases
  • Up to 1% cash back credits† on all other qualifying purchases and pre-authorized payments
  • Save money with RBC Offers


Emily Wilson

Emily Wilson is 3rd-year University student at Brigham Young University and  Financial Writer for University Magazine and Edmonton Gazette